Each of us dreams of financial independence. However, for the most part, we are forced to work actively from paycheck to paycheck, feeling the eternal fear of job loss as the main source of income.

Meanwhile, there are options for the so-called passive income, for example PAMM-accounts that we have described in detail. Such earnings do not depend on current activities, funds are credited to the account thanks to well-considered investments made earlier. You can lie on the beach and receive passive income as the only source of funds, and you can work peacefully in the office, simultaneously receiving a pleasant increase in income and not worrying about a possible loss of work.

Today's selection presents the best sources of passive income. Of course, most of the ideas from the top 10 require a certain starting capital, but there are also ways that allow you to lay the foundation for future income without investment.

10. Credit unions and trust funds

Unlike bank deposits, such investments bring higher returns. However, the risks here will be much higher. Credit unions and trust funds really redistribute capital, so that money will work and generate income, but only if the fund management invests it wisely.

9. Securities

Investments in securities can bring a steady income if the investment is made by a specialist. Therefore, such investments require at least minimal knowledge and the condition, trends and laws of the securities market. Otherwise, it is better to entrust the funds to professionals, paying attention to mutual funds, which will be discussed below.

8. Passive earnings on the Internet

HYIP - An investment project created on the principles of a financial pyramid operating on the Internet. The income of investors consists of the funds of newly attracted investors. Investing in HYIP will not allow you to relax - in order not to lose everything, you need to regularly monitor the status of the project.

7. Highly profitable investment

If the investor is not attracted by independent purchase of shares or playing on the currency exchange, then funds can be invested in the most profitable PAMM accounts or transferred to an experienced trader. Naturally, the owner of the PAMM account will withhold fees from income for his services, but professionals are better guided by the market and know the most profitable ways to invest.

6. Playing FOREX

To play FOREX, you need to undergo minimal training in order to master the principles of trading. In addition, bidding requires constant attention, which makes revenue no longer completely passive. However, when financial literacy is combined with a certain amount of intuition and luck, FOREX makes a fortune.

5. Real estate for rent

An excellent option for obtaining passive income, however, it requires impressive investments at the initial stage. After all, not everyone has a property for rent. If the object is available, then it can provide a stable income from several tens to several hundred thousand rubles per month.

4. Creating your own business

If at the starting stage a new business requires the full dedication of time and energy, then after a lapse of time a successful business can earn as a well-functioning mechanism that does not require the constant presence of the owner. We presented the best ideas for business earlier.

3. Website development

Sites allow their owners to earn money on advertising. However, for a web page to become a source of passive income, it must be filled with interesting and useful content, promoted on the network, and then maintained in this state.

2. Mutual Funds

Unlike bank deposits, mutual funds offer higher returns. True, the risks here are higher, however, allow you to entrust funds to professionals, as well as determine the investment strategy. As a rule, large companies offer several options for mutual funds - from the most reliable with a lower income to highly risky, but more profitable ones.

1. Bank deposit (Deposit)

The list of sources of passive income is headed by the simplest and most understandable way of investing. Currently, deposit insurance covers funds in the amount of up to 1,400 thousand rubles. If you plan to invest more money, then it is better to distribute them among the most reliable banks.

Watch the video: The ONLY Passive Income Idea You Need for 2020 (May 2025).